What is PCI DSS certification?
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Online transactions do not stop growing in Spain (they grew by 65% in the first quarter of 2021). In such a way that the use of cards, whether credit or debit, is more than widespread.
Reason why the organizations should pay attention to a number of certificationssuch as certification PCI-DSSespecially if they perform sales of products online and/or by phone.
Changing habits of consumers
Since the appearance of the first e-commerce, online sales have been growing linearly, however, as a result of the pandemic, their growth has been exponential. So we can talk about a change in consumer habits that has come to stay.
Similarly, there are regulations (European and national) that seek reduce the use of cash. An example is that since last year transactions of more than €1,000 cannot be made (unless the two parties are individuals).
What is PCI DSS certification?
PCI-DSS is a normative which confirms that, in transactions involving credit cards and/or debitany of the parties involved in a process comply with them safety standards required.
Where does the PCI DSS regulation come from?
In 2006, the companies American Express, Discover Financial Services, JCB International, MasterCard and Visa Inc. formed an organizationcall PCI Council (Payment Card Industry Security Standards Council). The objective of this group was to provide the maximum security guarantees in online transactions and to guarantee the traceability of the money circuit and the payment holders.
From there came the information security regulationsa standard called Payment Card Industry Data Security Standard and commonly known as PCI-DSS.
Which companies must be governed by PCI DSS?
Specifically, the PCI-DSS certification it is compulsory For any company that handles payment data through cards.
Some believe that this is limited to banking entities and online businessesHowever, the PCI-DSS certification It is also necessary in: payment gateways of the e-commercethe call centers that carry out collection management and companies that make reservations of goods and services such as hotels or travel agencies.
Benefits of having PCI DSS Compliance providers
In order to comply with the requirements of the standard, it is highly recommended for companies to have a provider or partner PCI DSS Compliance. Since, by having the supplier’s certification, the customer does not have to demonstrate security requirements in their PCI audit more complex (data center, servers, storage environments, telecommunications…).
Also, a accredited PCI service provider must count in your team with professionals trained in the process. In such a way that you can advise and accompany to the client during the audit
Ultimately, choose a accredited IT services companyWhat Alhambra Cloudfocused on excellence is a investment in peace of mind and brand reputation.
Specifically, in Alhambra ITin addition to being a IT company PCI DSS Complianceis a company certified in Information Security, Protection of Personal Data in Cloud Services, Business Continuity… In such a way that it offers additional quality guarantees for any client regardless of their characteristics.